{"product_id":"the-plainmula-2027-money-planner-january-2027-to-april-2028","title":"The Plainmula 2027 Money Planner (January 2027 to April 2028)","description":"\u003cp\u003e\u003cstrong\u003eKnow what's coming, and have the money ready for it\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe Plainmula 2027 Money Planner runs for 16 months, from January 2027 to April 2028. That covers the whole calendar year and the whole 2027\/28 tax year (6 April 2027 to 5 April 2028), including both Self Assessment deadlines.\u003c\/p\u003e\n\u003cp\u003eEvery page has a short, plain-English \"How to use this page\" box, and many have a tip, so you can start even if you have never budgeted before. No jargon and no maths beyond \"divide by 12\".\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eUK money dates already printed in:\u003c\/strong\u003e bank holidays for England and Wales, Scotland and Northern Ireland, Self Assessment and Making Tax Digital deadlines, energy price cap changes. Gift and spending days (Valentine's Day, Mothering Sunday, Easter, Father's Day, Black Friday, Cyber Monday, Christmas) and the clock changes are in too.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart here:\u003c\/strong\u003e a simple monthly rhythm: payday, plan, track, review\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eContents\u003c\/strong\u003e with page numbers, and a \u003cstrong\u003ePrinting and using it digitally\u003c\/strong\u003e page: double-sided printing, which pages to print for each month, and five steps for using it in a PDF note-taking app\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYear at a glance:\u003c\/strong\u003e 16 mini calendars with key dates marked\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUK money dates 2027 to 2028:\u003c\/strong\u003e each date with a one-line explanation and an \"Is this me?\" tick box\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMy money goals\u003c\/strong\u003e and a \u003cstrong\u003emoney snapshot\u003c\/strong\u003e for January 2027 (12 regular bills, 6 debts, 5 savings), with a matching snapshot for April 2028 so you can compare\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMy 16 months in numbers:\u003c\/strong\u003e money in, bills, spending, saved, left over and debts owed for every month, with quarter totals\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYearly bills planner:\u003c\/strong\u003e what's due when for all 16 months, then total ÷ 12\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSinking funds:\u003c\/strong\u003e six savings pots, each with 16 monthly tick boxes and a running balance\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt tracker\u003c\/strong\u003e for up to 12 debts, with a balance for every month\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSubscriptions\u003c\/strong\u003e page: cost, renewal date, keep or cancel\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGifts and celebrations\u003c\/strong\u003e (14 birthdays, plus Valentine's Day, Mothering Sunday, Easter, Father's Day and Christmas) and a \u003cstrong\u003eChristmas 2027 early planner\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e16 month spreads:\u003c\/strong\u003e a dated calendar page (Monday to Sunday, with paydays and notes) facing a payday-to-payday budget page: 6 money-in lines (pay 1, pay 2, benefits, side income, other, total), 14 bill lines with a total, five weekly spending boxes with Budget, Spent and Left, the 50\/30\/20 check and a short month review\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e5 quarterly reviews:\u003c\/strong\u003e look back (quarter totals, goals, savings pots, net worth) and look ahead (next quarter's dates already listed), plus a reviews page that links them all\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSelf Assessment and side income:\u003c\/strong\u003e key dates, a records checklist, a Making Tax Digital box (only if you're in Making Tax Digital), and a side-income log with April split at 5\/6 April and a subtotal for each tax year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYear review\u003c\/strong\u003e, \u003cstrong\u003enotes pages\u003c\/strong\u003e (lined and dot grid) and a \u003cstrong\u003efree UK help\u003c\/strong\u003e page\u003c\/li\u003e\n\u003cli\u003e67 pages, in A4 and US Letter sizes\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eFree Extras pack\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA separate 10-page PDF of undated pages to print or copy as often as you like: a monthly calendar, a payday-to-payday budget, a weekly spending tracker, a spending log, savings pots, a bills and subscriptions list, lined and dot-grid notes, and free UK help. Handy for a partner's budget, a fresh start, or carrying on after April 2028. In A4 and US Letter.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow it works\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eBuy → download → print, or use the tappable version in your favourite PDF app.\u003c\/p\u003e\n\u003cp\u003eThe tabs down the edge of every page are links: tap \"Start\" for the contents, a month to jump straight to it, or \"Reviews\" for the reviews page. PDF bookmarks list every section and month too. Many PDF apps also let you write on the pages with a stylus. The pages are not fill-in forms; in many apps you can add a text box to type.\u003c\/p\u003e\n\u003cp\u003eYour download: the planner in A4 and US Letter, plus the Extras pack in A4 and US Letter.\u003c\/p\u003e\n\u003cp\u003eNo physical item is shipped.\u003c\/p\u003e\n\u003cp\u003eFrom Plainmula. Checkout by our sister store, Plain Terms.\u003c\/p\u003e\n\u003cp\u003eGeneral information, not financial advice.\u003c\/p\u003e","brand":"Plain Terms","offers":[{"title":"Default Title","offer_id":54075661451530,"sku":"PM-2027-001","price":12.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0964\/8878\/4138\/files\/2027-v2-hero.png?v=1794142735","url":"https:\/\/plainterms.co.uk\/products\/the-plainmula-2027-money-planner-january-2027-to-april-2028","provider":"Plain Terms","version":"1.0","type":"link"}