{"product_id":"the-plainmula-christmas-money-planner","title":"The Plainmula Christmas Money Planner","description":"\u003cp\u003ePlan a calmer Christmas, and a calmer January.\u003c\/p\u003e\n\u003cp\u003eChristmas costs add up quietly: gifts, food, cards, wrapping, travel, the Secret Santa you forgot about. The Plainmula Christmas Money Planner puts them all in one place, before you spend, so you know exactly where your money is going and how you'll get through to January payday.\u003c\/p\u003e\n\u003cp\u003eNew in version 2: room for big families, a Christmas card list, a January calendar, a \"How January went\" review and a notes page.\u003c\/p\u003e\n\u003cp\u003eEvery page has a short, plain-English \"How to use this page\" box, so you're never left wondering what to write where. Many pages also have a \"Tip\" or a \"When it's filled in\" note, and every worked example is clearly labelled. No jargon, no maths you can't do on the back of an envelope. Just pick up a pencil and start.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat's inside\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart here:\u003c\/strong\u003e the planner in 5 simple steps, a contents page, and a short \"What to print\" guide\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMy Christmas number:\u003c\/strong\u003e set one total from money you have now, then share it out. Every row says which page fills it, so nothing is counted twice\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWho I'm buying for:\u003c\/strong\u003e names, budgets, ideas and what's left, with room for 34 people over two pages\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe 4-gift rule for children:\u003c\/strong\u003e want, need, wear, read, with four child panels\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGift shopping tracker:\u003c\/strong\u003e 34 lines over two pages, with due-by dates and ordered, arrived, wrapped and receipt-kept ticks\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBlack Friday \u0026amp; sales price check:\u003c\/strong\u003e five quick questions to spot a real deal\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe forgotten costs:\u003c\/strong\u003e cards, stamps, batteries, collections, parties and more, each linked to its line in your plan\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eChristmas card list:\u003c\/strong\u003e name, address, sent and received\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eChristmas food plan:\u003c\/strong\u003e menu from Christmas Eve to New Year's Eve, who's bringing what, a leftovers plan and a log of each food shop\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFood shopping list:\u003c\/strong\u003e a full page sorted by aisle, with a tick box for every item\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDecember at a glance:\u003c\/strong\u003e a dated December 2026 calendar with Christmas Day, Boxing Day, the Monday 28 December bank holiday and New Year's Day marked, plus room for up to five paydays\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBuy now, pay later \u0026amp; credit tracker:\u003c\/strong\u003e up to four payments per plan, and the total due on each date\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFree \u0026amp; cheap festive fun:\u003c\/strong\u003e 12 ideas that cost little or nothing\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReceipts \u0026amp; returns log:\u003c\/strong\u003e return-by dates, refunds, and your rights in brief\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe long January:\u003c\/strong\u003e a payday-to-payday plan with 13 bill lines, up to 7 weeks, and room for weekly or fortnightly pay\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eJanuary at a glance:\u003c\/strong\u003e a dated January 2027 calendar with bank holidays marked\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eChristmas review:\u003c\/strong\u003e planned vs spent, what worked and what to change\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHow January went:\u003c\/strong\u003e planned vs actual, what is still owed, and lessons for next year\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNext Christmas pot:\u003c\/strong\u003e turn next year's total into a small monthly (or weekly) amount, ready before Black Friday\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNotes:\u003c\/strong\u003e a lined page for sizes, ideas and order numbers\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFree UK help:\u003c\/strong\u003e where to turn for free, trusted support\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e24 pages in total (12 sheets printed double-sided). The A4 and US Letter versions have the same pages and the same number of writing rows. Print the whole thing, or just the pages you need, as many times as you like.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow it works\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eBuy → download → print.\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eBuy the planner.\u003c\/li\u003e\n\u003cli\u003eDownload your PDFs (one A4, one US Letter).\u003c\/li\u003e\n\u003cli\u003ePrint at home or at your local print shop, and start planning with a pencil.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003eNo physical item is shipped.\u003c\/p\u003e\n\u003cp\u003eFrom Plainmula. Checkout by our sister store, Plain Terms.\u003c\/p\u003e\n\u003cp\u003eGeneral information, not financial advice.\u003c\/p\u003e","brand":"Plain Terms","offers":[{"title":"Default Title","offer_id":54075661418762,"sku":"PM-XMAS-001","price":6.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0964\/8878\/4138\/files\/xmas-v2-01-hero.png?v=1794142717","url":"https:\/\/plainterms.co.uk\/products\/the-plainmula-christmas-money-planner","provider":"Plain Terms","version":"1.0","type":"link"}