The Plainmula 2027 Money Planner (January 2027 to April 2028)

Know what's coming, and have the money ready for it

The Plainmula 2027 Money Planner runs for 16 months, from January 2027 to April 2028. That covers the whole calendar year and the whole 2027/28 tax year (6 April 2027 to 5 April 2028), including both Self Assessment deadlines.

Every page has a short, plain-English "How to use this page" box, and many have a tip, so you can start even if you have never budgeted before. No jargon and no maths beyond "divide by 12".

UK money dates already printed in: bank holidays for England and Wales, Scotland and Northern Ireland, Self Assessment and Making Tax Digital deadlines, energy price cap changes. Gift and spending days (Valentine's Day, Mothering Sunday, Easter, Father's Day, Black Friday, Cyber Monday, Christmas) and the clock changes are in too.

What's inside

• Start here: a simple monthly rhythm: payday, plan, track, review
• Contents with page numbers, and a Printing and using it digitally page: double-sided printing, which pages to print for each month, and five steps for using it in a PDF note-taking app
• Year at a glance: 16 mini calendars with key dates marked
• UK money dates 2027 to 2028: each date with a one-line explanation and an "Is this me?" tick box
• My money goals and a money snapshot for January 2027 (12 regular bills, 6 debts, 5 savings), with a matching snapshot for April 2028 so you can compare
• My 16 months in numbers: money in, bills, spending, saved, left over and debts owed for every month, with quarter totals
• Yearly bills planner: what's due when for all 16 months, then total ÷ 12
• Sinking funds: six savings pots, each with 16 monthly tick boxes and a running balance
• Debt tracker for up to 12 debts, with a balance for every month
• Subscriptions page: cost, renewal date, keep or cancel
• Gifts and celebrations (14 birthdays, plus Valentine's Day, Mothering Sunday, Easter, Father's Day and Christmas) and a Christmas 2027 early planner
• 16 month spreads: a dated calendar page (Monday to Sunday, with paydays and notes) facing a payday-to-payday budget page: 6 money-in lines (pay 1, pay 2, benefits, side income, other, total), 14 bill lines with a total, five weekly spending boxes with Budget, Spent and Left, the 50/30/20 check and a short month review
• 5 quarterly reviews: look back (quarter totals, goals, savings pots, net worth) and look ahead (next quarter's dates already listed), plus a reviews page that links them all
• Self Assessment and side income: key dates, a records checklist, a Making Tax Digital box (only if you're in Making Tax Digital), and a side-income log with April split at 5/6 April and a subtotal for each tax year
• Year review, notes pages (lined and dot grid) and a free UK help page
• 67 pages, in A4 and US Letter sizes

Free Extras pack

A separate 10-page PDF of undated pages to print or copy as often as you like: a monthly calendar, a payday-to-payday budget, a weekly spending tracker, a spending log, savings pots, a bills and subscriptions list, lined and dot-grid notes, and free UK help. Handy for a partner's budget, a fresh start, or carrying on after April 2028. In A4 and US Letter.

How it works

Buy → download → print, or use the tappable version in your favourite PDF app.

The tabs down the edge of every page are links: tap "Start" for the contents, a month to jump straight to it, or "Reviews" for the reviews page. PDF bookmarks list every section and month too. Many PDF apps also let you write on the pages with a stylus. The pages are not fill-in forms; in many apps you can add a text box to type.

Your download: the planner in A4 and US Letter, plus the Extras pack in A4 and US Letter.

No physical item is shipped.

From Plainmula. Checkout by our sister store, Plain Terms.

General information, not financial advice.