The Plainmula Christmas Money Planner
The Plainmula Christmas Money Planner
Plan a calmer Christmas, and a calmer January.
Christmas costs add up quietly: gifts, food, cards, wrapping, travel, the Secret Santa you forgot about. The Plainmula Christmas Money Planner puts them all in one place, before you spend, so you know exactly where your money is going and how you'll get through to January payday.
New in version 2: room for big families, a Christmas card list, a January calendar, a "How January went" review and a notes page.
Every page has a short, plain-English "How to use this page" box, so you're never left wondering what to write where. Many pages also have a "Tip" or a "When it's filled in" note, and every worked example is clearly labelled. No jargon, no maths you can't do on the back of an envelope. Just pick up a pencil and start.
What's inside
- Start here: the planner in 5 simple steps, a contents page, and a short "What to print" guide
- My Christmas number: set one total from money you have now, then share it out. Every row says which page fills it, so nothing is counted twice
- Who I'm buying for: names, budgets, ideas and what's left, with room for 34 people over two pages
- The 4-gift rule for children: want, need, wear, read, with four child panels
- Gift shopping tracker: 34 lines over two pages, with due-by dates and ordered, arrived, wrapped and receipt-kept ticks
- Black Friday & sales price check: five quick questions to spot a real deal
- The forgotten costs: cards, stamps, batteries, collections, parties and more, each linked to its line in your plan
- Christmas card list: name, address, sent and received
- Christmas food plan: menu from Christmas Eve to New Year's Eve, who's bringing what, a leftovers plan and a log of each food shop
- Food shopping list: a full page sorted by aisle, with a tick box for every item
- December at a glance: a dated December 2026 calendar with Christmas Day, Boxing Day, the Monday 28 December bank holiday and New Year's Day marked, plus room for up to five paydays
- Buy now, pay later & credit tracker: up to four payments per plan, and the total due on each date
- Free & cheap festive fun: 12 ideas that cost little or nothing
- Receipts & returns log: return-by dates, refunds, and your rights in brief
- The long January: a payday-to-payday plan with 13 bill lines, up to 7 weeks, and room for weekly or fortnightly pay
- January at a glance: a dated January 2027 calendar with bank holidays marked
- Christmas review: planned vs spent, what worked and what to change
- How January went: planned vs actual, what is still owed, and lessons for next year
- Next Christmas pot: turn next year's total into a small monthly (or weekly) amount, ready before Black Friday
- Notes: a lined page for sizes, ideas and order numbers
- Free UK help: where to turn for free, trusted support
24 pages in total (12 sheets printed double-sided). The A4 and US Letter versions have the same pages and the same number of writing rows. Print the whole thing, or just the pages you need, as many times as you like.
How it works
Buy → download → print.
- Buy the planner.
- Download your PDFs (one A4, one US Letter).
- Print at home or at your local print shop, and start planning with a pencil.
No physical item is shipped.
From Plainmula. Checkout by our sister store, Plain Terms.
General information, not financial advice.